Many Americans are in the situation where less money is coming in, but the same amount (or more) needs to be paid out. Thankfully, the Memphis movers want to help you organize your home spending and utilize tips that can help you spend less on your home while still paying your bills. Some require moving, some require staying still… see what’s right for you and then go full-speed ahead.

Want to stay put? Look into refinancing your home. With rates currently at an all-time low, you should be able to negotiate something that is equally effective at paying your mortgage but with less interest.

Sell your home and rent. Being a homeowner implies extra costs and work. If you are empty-nesters or simply want less space, put your house on the market and downsize.